The Supersonic Card and Financing through Synchrony
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Y’ever booked a hotel or a car rental with a credit card? Know how they don’t charge you until your stay, but they put a “hold” on your card for the room charge or drive time, effectively reducing your available credit? That’s one reason to get a Supersonic Music Store Card—keep your credit card available credit ready to use however you need, and still have time to pay for that new cymbal or amp.
In a few easy steps, you can apply for a Store Card, administered by Synchrony Financial, which is valid for use at either of our Topeka or Lawrence store locations. Let’s go through some steps and details: |
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Application
*Tips for a strong application: Fill out ALL questions including phone numbers. Include income from ALL persons (even if not related) at your address, not necessarily just yours. Use a co-signer who would share responsibility for purchases.
- To be able to apply, applicants must meet/complete these requirements: 1) Be an adult U.S. citizen, 2) fill out a short form*, 3) have some pre-established credit, 4) provide two forms of ID, preferably a driver's license and a valid credit/debit card.
- We submit this info over an encrypted line to Synchrony Financial who replies right away. Usually, submission and reply take 3-4 minutes. Occasionally we need to add a few minutes to clarify something by phone.
- Congratulations! When you’re approved, you get a unique account number which is available for use right away. You’ll receive a plastic card by mail, usually in about two weeks, which looks like a credit card. If you’re declined, you’ll get a notification of why as well the ability to get your credit history report; if there are errors on your credit report, you can protest which might improve your world!
- You can use your Store Card for purchases of any amount up to your available credit.
- Purchases can be for absolutely anything we would put on a receipt—products, service, etc.
- For any purchase you will get a bill from Synchrony Finance with payment information.
- Pay in full on time for no fees or interest.
- Make minimum monthly payments on time for no fees with interest.
- Use your statements to organize your music equipment expenses each year for taxes.
- For any purchase over $300.00, choose whether or not to get Special Financing terms.
- Take up to 6 months to pay for your purchase with no interest or fees if minimum monthly payments are received by Synchrony, on time, and the balance is retired in full on time.
- Extended terms may be available for purchases of higher amounts.
- Take up to three years to pay for your purchase with equal payments, including interest (specific minimum purchase amounts required).
*Tips for a strong application: Fill out ALL questions including phone numbers. Include income from ALL persons (even if not related) at your address, not necessarily just yours. Use a co-signer who would share responsibility for purchases.
